The Australian Government has confirmed a Centrelink Age Pension increase to $1,178.70 per fortnight for singles starting October 2025. This rise is aimed at helping older Australians manage soaring living costs, ensuring they remain financially secure, independent, and confident during retirement.
Let’s break down the new pension rates, eligibility rules, payment schedule, and why this increase matters for seniors.
What is the $1,178.70 Centrelink Age Pension Increase?
The Age Pension is a means-tested payment that provides a steady income for older Australians who meet the residency, income, and assets test. From 9 October 2025, the maximum Age Pension rate for singles will increase to $1,178.70 per fortnight, with partnered rates adjusted proportionally.
This change is part of the government’s regular indexation updates in March and September, designed to keep pension payments in line with inflation and cost-of-living pressures.
New Age Pension Rates (From October 2025)
| Category | New Maximum Rate (per fortnight) |
|---|---|
| Single | $1,178.70 |
| Couple (combined) | Adjusted proportionally |
Eligibility for the $1,178.70 Age Pension
To qualify for the Age Pension and receive the updated rate, you must:
- Be 66 years or older (age requirement increasing gradually).
- Meet the residency rule – usually 10 years in Australia (with at least 5 years continuous).
- Pass the income and assets test to determine if you qualify for full or partial payments.
- Report any changes in your living situation, income, or assets to avoid overpayment or delays.
- Not receive conflicting government benefits that may affect eligibility.
Why the Pension Increase Matters for Seniors
The October 2025 increase is more than just a number. It brings real benefits, including:
- Financial security – consistent income to cover daily expenses.
- Independence – helping seniors live comfortably at home without relying heavily on others.
- Healthcare support – easier access to medical needs, prescriptions, and essential services.
- Protection against inflation – payments rise to keep up with living costs.
- Peace of mind – reduced stress and more stability in retirement.
Payment Dates
- First payment at the new rate: 9 October 2025
- Payments are generally made fortnightly.
- December payments may be processed earlier due to Christmas and New Year holidays.
- No need to reapply – existing recipients are automatically updated to the new rate.
Other Key Updates
- A $750 one-off cost of living payment is expected in 2025 for eligible pensioners.
- Regular indexation adjustments continue in March and September each year.
- Pensioners must keep their details updated with Services Australia.
FAQs
1. What is the new Age Pension rate for singles?
From October 2025, singles will receive up to $1,178.70 per fortnight.
2. Do couples also get an increase?
Yes, couple rates are adjusted proportionally, though lower than the single rate.
3. How often is the Age Pension increased?
Twice a year – in March and September, through indexation.
4. Do I need to reapply to get the new rate?
No, existing recipients will automatically receive the updated amount.
5. What if my income or assets change?
You must report changes to Services Australia, as they may affect your payment.
Final Thoughts
The $1,178.70 Centrelink Age Pension increase from October 2025 is a welcome boost for seniors, ensuring that retirement remains secure, stable, and dignified. With rising living costs, this adjustment helps pensioners manage essentials without unnecessary financial stress.