Driving in Australia is becoming more expensive for those who break the law. In 2025, one penalty has caught the attention of motorists everywhere — the $961 traffic fine. This fine doesn’t just hit your wallet; it can also add demerit points and even lead to a licence suspension.
If you’re wondering what this penalty is for, why it’s so high, and how you can avoid it, this guide breaks everything down in simple terms.
What Is the $961 Traffic Penalty?
The $961 fine applies to serious traffic offences that put lives at risk. While exact offences vary by state or territory, some of the most common reasons drivers receive this penalty include:
- Using a mobile phone while driving
- Running a red light
- Not wearing a seatbelt
- Speeding in high-risk areas (e.g., school zones)
Along with the fine, these offences often come with 4–6 demerit points, which can quickly add up and lead to a licence suspension.
Why Is the Fine So High?
Authorities want to deter dangerous driving behaviours. Road accidents remain one of the leading causes of serious injuries and deaths in Australia.
By setting the fine at $961, traffic authorities aim to:
- Make drivers think twice before taking risks.
- Reduce accidents caused by distracted or reckless driving.
- Improve overall road safety for drivers, passengers, and pedestrians.
In short, the fine isn’t just about money — it’s about saving lives.
Impact on Drivers
Getting caught for one of these offences can affect drivers in multiple ways:
- Financial Stress – $961 is a big hit for most households.
- Demerit Points – Repeat offences could see your licence suspended.
- Insurance Premiums – A poor driving record often means higher car insurance costs.
- Mandatory Courses – Some states may require repeat offenders to attend road safety programs.
How to Avoid the $961 Fine
The good news? It’s completely avoidable. Here are some tips:
Stay Off Your Phone
- Use hands-free devices if you need to take calls.
- Set up navigation apps before driving.
Follow Traffic Signals
- Stop at red lights — no excuses.
- Avoid speeding up when the light is amber.
Buckle Up
- Always wear a seatbelt.
- Make sure all passengers do the same.
Respect Speed Limits
- Pay extra attention in school zones and construction areas.
- Use cruise control on highways to avoid creeping over the limit.
Stay Alert
- Don’t drive tired or distracted.
- Keep both hands on the wheel and eyes on the road.
States and Territories – Example Penalties
| Offence | NSW | VIC | QLD | WA | SA | TAS | ACT | NT |
|---|---|---|---|---|---|---|---|---|
| Mobile phone use | $496 + 5 pts | $577 + 4 pts | $1,161 + 4 pts | $1,000 + 4 pts | $565 + 3 pts | $390 + 3 pts | $598 + 4 pts | $500 + 3 pts |
| Not wearing seatbelt | $362 + 3 pts | $385 + 3 pts | $1,161 + 4 pts | $550 + 4 pts | $423 + 3 pts | $350 + 3 pts | $498 + 4 pts | $500 + 3 pts |
(Values are approximate and may change in 2025. Always check your local state authority for updates.)
FAQs
1. What is the $961 fine in Australia for?
It applies to serious traffic offences such as using a mobile phone, running a red light, or not wearing a seatbelt.
2. Does the fine include demerit points?
Yes. Most offences that attract the $961 fine also add 4–6 demerit points.
3. Can my licence be suspended?
Yes. If you accumulate too many demerit points, your licence may be suspended temporarily.
4. Is the fine the same in all states?
No. Each state sets its own penalties. Some are higher, some lower, but $961 is a common figure for serious offences.
5. How can I avoid getting fined?
Drive safely: don’t use your phone, obey traffic signals, wear your seatbelt, and stick to the speed limit.
Final Thoughts
The $961 traffic penalty in Australia (2025) is more than just a fine — it’s a warning to every driver to take road safety seriously. Breaking the rules can cost you money, your licence, and even someone’s life.
Stay informed, follow the law, and drive responsibly. By doing so, you’ll not only protect your wallet and licence but also help make Australian roads safer for everyone.