Millions of Australians are set to receive a one-off $398 Centrelink payment in 2025 as part of the federal government’s new cost-of-living relief package. With rising grocery prices, higher rents, and soaring electricity and fuel bills, this bonus will provide much-needed breathing space for pensioners, carers, job seekers, and students already on welfare support.
If you’re wondering whether you qualify, when you’ll get paid, and what you need to do to prepare, here’s a complete breakdown of the new Centrelink payment.
What Is the $398 Centrelink Payment?
The $398 Centrelink payment is a tax-free, one-off cash bonus that will be automatically delivered to eligible Australians in 2025.
Unlike your regular pension or JobSeeker payments, this isn’t an ongoing increase. It’s a single lump sum, designed to give people quick financial relief during one of the toughest cost-of-living periods in decades.
This payment is part of a broader package that also includes indexation increases and discussions about future welfare reforms.
Who Will Receive the $398 Centrelink Bonus?
The payment is targeted at Australians already receiving government income support. If you currently get any of the following payments, you’re likely eligible:
- Age Pension (single or couples)
- Disability Support Pension (DSP)
- Carer Payment
- JobSeeker Payment
- Youth Allowance (students and job seekers)
- Austudy or ABSTUDY
- Other student allowances
Eligibility is based on existing Centrelink rules, including income and asset tests. If you already qualify for your current benefit, you’ll automatically qualify for the $398 bonus.
How Much Will You Get?
Each eligible person will receive $398 as a one-off payment.
Here’s a quick look:
| Category | Amount | Payment Type |
|---|---|---|
| Age Pension (single or couple) | $398 | One-off bonus |
| Disability Support Pension | $398 | One-off bonus |
| Carer Payment | $398 | One-off bonus |
| JobSeeker | $398 | One-off bonus |
| Youth Allowance | $398 | One-off bonus |
| Austudy / Student Payments | $398 | One-off bonus |
Couples who both receive the Age Pension will each get $398, meaning a household could see a $796 boost.
How Will the Payment Be Delivered?
- The money will be paid directly into your bank account.
- It will go to the same account where your regular Centrelink or Services Australia payments arrive.
- No application is needed — it will be automatic.
The payment will align with your normal fortnightly payment cycle, so it should arrive around the same time as your usual benefit.
When Will the $398 Be Paid?
The government hasn’t announced exact dates yet, but rollout is expected to begin sometime in 2025.
Payments will be staggered and linked to existing Centrelink schedules, meaning your bonus will arrive on your usual payment day.
Why the $398 Payment Matters
For many Australians, $398 could mean the difference between falling behind and staying afloat. Rising inflation has hit household budgets hard, and even a modest boost can help cover urgent expenses like:
- Two to three weeks of groceries
- Part of a quarterly electricity or gas bill
- A portion of rent or mortgage repayments
- Transport, car registration, or fuel costs
- Medical bills or school expenses
For pensioners and students on tight budgets, this one-off payment can provide immediate relief and reduce financial stress.
How to Prepare for the Payment
You don’t need to apply, but you should make sure your details are up to date. Here’s a quick checklist:
Check bank details in myGov or Centrelink are correct
Update your home address and phone number if they’ve changed
Keep reporting your income (if required) to avoid delays
Download the Express Plus Centrelink app to track payments
Doing this will ensure your $398 arrives smoothly without unnecessary delays.
Wider Impact on the Economy
This payment isn’t just about individual relief. By giving money directly to households most likely to spend it, the government is also supporting local businesses and boosting the economy.
Supermarkets, pharmacies, fuel stations, and small businesses will see an increase in spending, helping communities at large.
FAQs About the $398 Centrelink Payment
1. Do I need to apply for the $398 payment?
No. It will be paid automatically to eligible Centrelink recipients.
2. Can both members of a couple get the payment?
Yes. If both receive Age Pension or another qualifying benefit, each will get $398.
3. Is the $398 payment taxable?
No, it is completely tax-free.
4. When exactly will payments start?
The government has confirmed 2025, but the exact rollout dates will align with your regular Centrelink payment cycle.
5. What if my bank details are wrong?
If Centrelink has outdated details, your payment could be delayed. Update them via myGov or the Express Plus Centrelink app.
Final Thoughts
The $398 Centrelink one-off payment in 2025 is a welcome boost for millions of Australians struggling with daily costs. Pensioners, carers, job seekers, and students will benefit the most, as the government targets those least able to absorb rising expenses.
Since the payment will be automatic and tax-free, there’s nothing you need to do except keep your details updated.
For many households, this small but meaningful cash injection could cover groceries, bills, or rent — offering relief during a tough financial period.