Welcoming a baby is one of life’s greatest joys, but it also comes with big expenses. To help new parents, the Australian Government is offering a Centrelink $948 Newborn Payment, a one-off tax-free lump sum designed to ease the financial pressure in those first crucial weeks. From nappies and formula to hospital bills and baby clothes, this payment provides timely support for families adjusting to life with a newborn.
What Is the Centrelink $948 Payment?
The $948 payment is a one-time government support benefit for eligible parents and guardians. It is:
- Tax-free
- Paid in full (not in installments)
- Directly deposited into your nominated bank account
- Non-repayable (not a loan)
While it won’t cover all costs of raising a child, it offers immediate financial relief, especially for low- and middle-income households.
Who Can Apply?
To be eligible for the Centrelink $948 Newborn Payment, you must:
- Be the primary carer of the baby (mother, father, or legal guardian).
- Be an Australian resident at the time of the child’s birth.
- Apply once per child (only one parent can claim).
- Provide the child’s birth certificate or hospital record.
- Meet income and asset limits, if applicable.
- Families with twins or multiple births may qualify for additional payments.
How to Apply
The application process is simple if you prepare in advance:
Step-by-Step Process
- Log in to myGov (linked to Centrelink).
- Select Parental Payments.
- Choose the $948 Newborn Payment option.
- Complete the form with your details.
- Upload required documents.
- Submit and wait for Centrelink to process.
If online access is an issue, applications can also be submitted at a local Centrelink office.
Documents You’ll Need
- Proof of identity (driver’s licence, passport, Medicare card)
- Baby’s birth certificate or hospital confirmation of birth
- Proof of residency
- Bank account and income details (if required)
How Is the Payment Made?
Once approved, the entire $948 is paid in a single lump sum directly into your bank account. Unlike other Centrelink benefits, this payment is not broken into fortnightly installments.
Key Benefits of the $948 Payment
- Immediate support for urgent expenses after birth
- No repayment required — it’s a grant, not a loan
- Flexible use for medical bills, baby supplies, or household costs
- Support for all eligible families, regardless of background
Common Issues Parents Face
- Missing documents → double-check requirements before submitting.
- myGov errors → visit a Centrelink office if online doesn’t work.
- Processing delays → apply as soon as possible to avoid waiting.
A little preparation can save weeks of stress and ensure faster payment.
Final Word
The Centrelink $948 Newborn Payment is a valuable helping hand for families adjusting to life with a baby. While it won’t cover all expenses, it provides meaningful support so parents can focus on what matters most — caring for their newborn. If you’re eligible, gather your documents and apply early to avoid delays.
FAQs
How much is the Centrelink Newborn Payment?
Eligible parents receive a one-off $948 payment, tax-free.
Do both parents get the payment?
No, only one parent or guardian can claim per child.
When is the payment made?
Once your application is approved, the full amount is deposited directly into your bank account.
Can I get this payment for twins or multiple births?
Yes, families may receive additional payments for multiple births.
Is this different from Paid Parental Leave?
Yes. The $948 Newborn Payment is separate and can be received alongside other parental benefits if eligible.