Raising kids in Australia can be expensive, and that’s why the Family Tax Benefit (FTB) exists – to help parents cover day-to-day costs. From 1 July 2025, eligible families can receive up to $227.36 per fortnight per child (aged 0–12) under FTB Part A. Older children may qualify for even higher payments.
This guide breaks down the payment amounts, eligibility rules, income limits, and important dates for the 2025–26 financial year.
What is the Family Tax Benefit?
The Family Tax Benefit (Part A) is a fortnightly payment from Centrelink / Services Australia. It provides financial support to families with dependent children under 19 years of age.
The rate you receive depends on:
- Your child’s age
- Your household income
- How many children you care for
Family Tax Benefit 2025 Rates
Here are the confirmed maximum FTB Part A amounts for 1 July 2025 – 30 June 2026:
| Child’s Age | Maximum Fortnightly Rate |
|---|---|
| 0 – 12 years | $227.36 |
| 13 – 15 years | $295.82 |
| 16 – 19 years (if in full-time study) | $295.82 |
Payments are deposited directly into your bank account every two weeks.
Who Can Get FTB Part A in 2025?
To qualify for the $227.36 Family Tax Benefit 2025, families must meet these rules:
- Residency: Be an Australian resident or Special Category Visa (SCV) holder living in Australia.
- Care: Provide care for a dependent child at least 35% of the time.
- Age: Child must be under 19 years.
- Study: Teens aged 16–19 must be in full-time secondary education (or have an exemption).
- Health: Children must meet immunisation and Healthy Start for School requirements.
Family Income Test
Your taxable family income determines whether you receive the maximum rate or a reduced payment.
- Families earning below $66,772 usually qualify for the maximum rate.
- Payments reduce by 20 cents per dollar after this threshold until $118,771.
- Above $118,771, the reduction increases to 30 cents per dollar.
Example of Income Limits:
| Number of Children | Max Income (0–12 yrs) | Max Income (13–19 yrs) |
|---|---|---|
| 1 Child | $86,852 | $106,982 |
| 2 Children | $85,776 | $115,906 |
Is Family Tax Benefit Taxable?
No – FTB payments are tax-free.
However, Services Australia will reconcile your claim at the end of the financial year. If your actual income differs from your estimate:
- You may receive a top-up (extra payment), or
- You may need to repay an overpayment.
Key Facts at a Glance
- Payment start date: 1 July 2025
- Payment end date: 30 June 2026
- Frequency: Fortnightly
- Maximum payment: $227.36 (0–12 yrs), $295.82 (13–19 yrs in study)
- Authority: Services Australia (Centrelink)
- Website: servicesaustralia.gov.au
FAQs on Family Tax Benefit 2025
1. When will the new FTB rates start?
From 1 July 2025 and valid until 30 June 2026.
2. How much can families with teenagers get?
Up to $295.82 per fortnight for children aged 13–19 in full-time study.
3. Do I need to pay tax on FTB?
No, FTB is non-taxable.
4. How often are payments made?
Payments are fortnightly into your nominated bank account.
5. What if my income changes during the year?
Update your details with Centrelink as soon as possible to avoid overpayments or debts.
Conclusion
The $227.36 Family Tax Benefit 2025 is a vital support for families raising children in Australia. While payment amounts vary by age and income, the scheme ensures parents receive regular help to manage living costs. To check your personal eligibility and estimated payment, use the Services Australia Payment Estimator through your myGov account.