Millions of Americans are still asking about new stimulus checks in 2025, but the truth is a bit different from the headlines. While there are no brand-new federal stimulus programs, many people can still claim unclaimed payments worth up to $1,400 per person — plus extra amounts for families. Here’s a clear breakdown of what’s available, deadlines to know, and how you can check your eligibility.
Status of Federal Stimulus Payments
The federal government issued three rounds of stimulus checks during the pandemic. All three have officially ended, but the IRS is currently sending out $2.4 billion in automatic Recovery Rebate Credit payments to about 1 million people who missed the 2021 stimulus. These payments, worth up to $1,400 per adult, began in December 2024 and continue into early 2025.
Previous Stimulus Rounds Recap
| Round | Payment Amount | Bonus for Dependents | Income Limits |
|---|---|---|---|
| First (CARES Act 2020) | $1,200 per adult | $500 per child | $75,000 single / $150,000 joint |
| Second (Dec 2020) | $600 per adult | $600 per child | Same as above |
| Third (ARP 2021) | $1,400 per adult | $1,400 per child | Same as above |
Critical Deadline – April 15, 2025
If you never received your third stimulus check ($1,400 per person), you still have a chance to claim it through the 2021 Recovery Rebate Credit. But you must file or amend your 2021 tax return by April 15, 2025. After that date, the money is gone forever.
This applies to:
- Non-filers who usually don’t submit tax returns
- Low-income households
- Seniors who missed filing in 2021
State Relief Programs in 2025
Even though federal stimulus checks have ended, some states are still offering rebates, inflation relief, or tax refunds. Each state has its own rules, income limits, and payment amounts, so check your state Department of Revenue website for the latest updates.
How to Check Your Stimulus Payment Status
If you’re unsure whether you’ve received all your payments:
- Log in to your IRS Online Account to view past stimulus amounts
- Review your 2020 and 2021 tax returns for Recovery Rebate Credits
- Call the IRS at 1-800-829-1040 if you need further verification
Watch Out for Scams
With so much confusion, scammers are taking advantage. Remember:
- The IRS never asks for personal details by text, email, or social media
- Any claims of new “$4,000 checks” or “DOGE stimulus” are false
- Always verify updates at IRS.gov
FAQs
Q: Are new stimulus checks being issued in 2025?
No. Only unclaimed 2021 Recovery Rebate Credits are being paid out automatically or through amended tax filings.
Q: How much was the third stimulus check worth?
Up to $1,400 per adult plus $1,400 per eligible dependent.
Q: Can I still claim my missing $1,400 payment?
Yes, but only if you file or amend your 2021 tax return before April 15, 2025.
Q: Do stimulus payments count as taxable income?
No, they are not taxable and won’t reduce your tax refund.
Q: Are states still offering relief in 2025?
Yes, several states provide rebates or relief programs. Check your state’s official website.
Conclusion
While new federal stimulus checks aren’t on the table in 2025, millions of Americans can still unlock up to $1,400 per person by claiming their unclaimed 2021 Recovery Rebate Credit before April 15, 2025. If you think you missed a payment, act quickly — once the deadline passes, the opportunity disappears forever. Stay informed through official IRS and state websites to avoid scams and secure the money you’re entitled to.